1686 Spottswood Circle, Palm Harbor, FL 34683

$520,000
3
BD
2
BA
1,688
SqFt

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Sold Price
$520,000
List Price
$500,000
Status
Sold
Days on Market
113
Closing Date
Sep 19, 2025
MLS#
TB8373989
Property Style
Single Family
Year Built
1985
Bedrooms
3
Bathrooms
2
Living Area
1,688
Lot Size
10,585
Acres
0.24
Total Acreage
0 to less than 1/4
Legal Subdivision Name
Hammocks The Unit Iii
MLS Area Major
Palm Harbor

Property Description

RATE-CONSCIOUS BUYERS: Permanent buy-down arranged! Enjoy below-market interest rate for the ENTIRE loan term. Seller pre-negotiated rate buy down will save you thousands. Call to ask how! Welcome to a home that blends timeless character with everyday comfort in one of Palm Harbor’s most desirable neighborhoods. This 3-bedroom, 2-bathroom residence offers thoughtfully designed indoor/outdoor living on a generous elevated corner lot. The pool pump has been redone, pool resurfaced in 2023, 2024 HVAC and 2020 water heater. The spacious and flowing split floor plan offers endless options for home setup. The Living room, family room, dining room and kitchen flow seamlessly so you are always a part of the action. Enjoy privacy with the Primary and en-suite being situated on one side of the home, while the other 2 bedrooms and bathroom are on the opposite side. The Nest smart home thermostat allows you to always come home to a comfortable home and promotes energy efficiency. The Family room with access to the backyard comes with built in storage and shelving. Discover a backyard paradise that truly feels like a private retreat. The spacious outdoor area features a comfortable screened patio, a swimming pool (freshly resurfaced in 2023, new pool pump 2025), a charming playhouse, mini basketball court, and cozy fire pit area. Imagine starting each morning with coffee on the screened lanai, listening to birdsong all around you, then winding down in the evening with your favorite drink under the stars. This home is perfect for hosting summer pool parties and weekend barbecues with friends and family. The thoughtfully designed outdoor space offers both relaxation and entertainment options, making your home the go-to spot for gatherings year-round. This backyard isn't just an extension of your home—it's a personal oasis where memories are made. This home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School—some of the area’s most well-known public schools—adding long-term value to an already desirable location. The annual HOA of $75 is OPTIONAL. Imagine outdoor adventures with easy access to the Pinellas Trail (great for biking, walking or jogging 2.1 miles), local parks, the Dunedin Causeway (great for kayaking, paddleboarding, boating, biking, walking or jogging 3.4 miles away), Honeymoon and Caladesi Island (great for sun soaked days and kayaking the mangroves 4.9 miles away). Downtown Palm Harbor (1.6 miles away), known for its locally owned restaurants and shops, is just minutes away, making this home a smart choice for those looking to enjoy the Florida lifestyle! ***BACK ON MARKET BUYER'S FINANCING FELL THROUGH CURRENTLY PRICED SIGNIFICANTLY UNDER APPRAISED VALUE***

Additional Information

Taxes
$3750
Minimum Lease
No Minimum
Location
Corner Lot, Landscaped, Near Public Transit, Sidewalk, Paved
Community Features
Street Lights, No Deed Restriction
Property Description
One Story
Zoning
R-1
Interior Layout
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Thermostat, Walk-In Closet(s), Window Treatments
Interior Features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Thermostat, Walk-In Closet(s), Window Treatments
Floor
Carpet, Ceramic Tile, Wood
Appliances
Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected
Heating
Central
Air Conditioning
Central Air
Exterior Construction
Frame
Exterior Features
Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Storage
Roof
Shingle
Foundation
Slab
Pool
Private
Pool Type
Fiberglass, In Ground
Garage Carport
2 Car Garage
Garage Spaces
2
Garage Dimensions
21x22
Elementary School
Ozona Elementary-Pn
Middle School
Palm Harbor Middle-Pn
High School
Palm Harbor Univ High-PN
Flood Zone Code
X
Parcel ID
12-28-15-35367-000-0730
Legal Description
HAMMOCKS, THE UNIT III LOT 73

Listing courtesy of REALTY EXPERTS. 727-888-1000

Selling Office: HIGH POINT REALTY INC.

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